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id="gln4asn" class="main-left"> <div id="tafmojm" class="article"> <h1 class="title">個(gè)人理財(cái)?shù)氖笾腋?/h1> <div id="xgij7y4" class="info"> <span id="dcgeypz" class="time">時(shí)間：2022-07-02 10:13:55 </span> <span id="4l4pxjn" class="sm_after_time"></span> <span id="ck770q2" class="source"><a target="_blank" href="http://syjh.net/t/108/" title="理財(cái)">理財(cái)</a></span> <span id="iarrcx0" class="source"><a target="_blank" href="http://syjh.net/usr/login.html" title="我要投稿">我要投稿</a></span> </div> <div id="emgyyt9" class="content"> <div id="gp3ckgq" class="excellent_articles_box"> <ul> <li id="ihbkbqi" class="excellent_articles_title">相關(guān)推薦</li> </ul> </div> <p>個(gè)人理財(cái)?shù)氖笾腋?/p><p>　　一、在建立個(gè)人資產(chǎn)的階段，應(yīng)當(dāng)選擇一個(gè)沒有風(fēng)險(xiǎn)的簡(jiǎn)單的投資機(jī)構(gòu)，最好是采取儲(chǔ)蓄的方式。</p><p>　　二、購(gòu)買住房是一種建立終生資產(chǎn)的行動(dòng)，所以應(yīng)當(dāng)深思熟慮。</p><p>　　三、在采取任何獲得不動(dòng)產(chǎn)的行動(dòng)之前，都應(yīng)當(dāng)考慮好自己的資金支付能力和支付方式等問(wèn)題。</p><p>　　四、建立一個(gè)家庭資產(chǎn)情況一覽表，這可以使你隨時(shí)了解家庭情況的變化以及有關(guān)法規(guī)的變化。</p><p>　　五、使你的個(gè)人資產(chǎn)多樣化。在組成你的個(gè)人資產(chǎn)的過(guò)程中要使固定資產(chǎn)、貨幣資產(chǎn)和金融資產(chǎn)這三者大體處于平衡狀態(tài)。</p><p>　　六、使你的資產(chǎn)增值。一份資產(chǎn)應(yīng)當(dāng)根據(jù)其確定的目的來(lái)增值。</p><p>　　七、使你的資產(chǎn)活起來(lái)。如果你為你的資產(chǎn)選擇的是中長(zhǎng)期投資，那就很難考慮這一點(diǎn)，只有短期投資方式才能達(dá)到這種目的。</p><p>　　八、你應(yīng)當(dāng)關(guān)心稅制的執(zhí)行和它的變化情況，如果有必要改變你的積蓄方針，請(qǐng)不要猶豫。變化投資方向和注重投資安全可使你更好地應(yīng)付各種形勢(shì)。</p><p>　　九、不要忘了為你的退休做好準(zhǔn)備。退休前你最好用其他一些投資方式來(lái)彌補(bǔ)社會(huì)保障措施的不足。</p><p>　　十、保護(hù)好你的家庭。在死亡保險(xiǎn)、人壽保險(xiǎn)、夫妻理財(cái)制度等方面應(yīng)有所考慮。</p> <p>【個(gè)人理財(cái)?shù)氖笾腋妗肯嚓P(guān)文章：</p><p><a target="_blank" 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